Christine Natale | Real Estate, Lowell Real Estate, Melrose Real Estate, Essex County



113 Halley Rd, Lowell, MA 01854

Single-Family

$349,900
Price

6
Rooms
3
Beds
1
Baths
Privacy galore with a fenced-in yard at the end of a dead-end street location close to everything! Highway access, restaurants, University, shopping. This home has a 5-year-old roof, an 8-year-old FHW heating system, windows that are also 5 years old. All hardwood throughout, sunny large bedrooms, family room, or 4th bedroom for entertaining with a bar! Sunny 3 season porch for relaxing just in time for summer. Even has a garage and plenty of off-street parking. All of this sitting on a picturesque lot in a quiet Pawtucketville neighborhood. Vacant and ready for quick closing. Open House Sunday, May 16th, 1-3 pm. There may be a line, tickets will be given first come first serve. No appointment is required. Please follow Covid guidelines and wear masks.
Open House
Sunday
May 16 at 1:00 PM to 3:00 PM
No appointment required. Tickets will be given out first come first serve if there is a line. Please wear masks
Cannot make the Open Houses?
Location: 113 Halley Rd, Lowell, MA 01854    Get Directions

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113 Halley Rd, Lowell, MA 01854

Single-Family

$349,900
Price

6
Rooms
3
Beds
1
Baths
Privacy galore with a fenced-in yard at the end of a dead-end street location close to everything! Highway access, restaurants, University, shopping. This home has a 5-year-old roof, an 8-year-old FHW heating system, windows that are also 5 years old. All hardwood throughout, sunny large bedrooms, family room, or 4th bedroom for entertaining with a bar! Sunny 3 season porch for relaxing just in time for summer. Even has a garage and plenty of off-street parking. All of this sitting on a picturesque lot in a quiet Pawtucketville neighborhood. Vacant and ready for quick closing. Open House Sunday, May 16th, 1-3 pm. There may be a line, tickets will be given first come first serve. No appointment is required. Please follow Covid guidelines and wear masks.
Open House
No scheduled Open Houses

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Many Americans who purchased their home when they had lower credit, a shorter employment history, and less money stand to gain from refinancing their mortgages. However, most miss out on this opportunity or don’t realize it in time to save potentially thousands in interest payments.

According to recent data, 5.2 million Americans could save, on average, $215 per month if they refinanced their loan. But many homeowners are hesitant to refinance.

Whether it’s because of the inconvenience, the cost of refinancing, the worries about something going wrong, or uncertainty about whether they’ll actually save money if they go through the process, millions of homeowners are missing out.

So, in this article, we’re going to talk about some reasons it may be a good idea for you to refinance. If you’re one of the millions of Americans with a mortgage who are thinking about refinancing, this post is for you.

Riding the wave of the economy

Interest rates on home loans are historically low right now. As a result, homeowners can save by refinancing simply due to changing tides of the real estate market. Although mortgage rates have increased slightly over the past two years, they’re still on the low end, so this could be your last chance to save.

To consolidate your debt

Credit cards, auto loans, and other forms of debt can add up quickly. If you have a high-interest rate on your other debts, refinancing could be a good way to consolidate and save.

This can be achieved through a home equity loan or by refinancing with a cash-out option. This means you refinance your mortgage for more than you currently owe and take the remainder in cash to pay off your other debts with high-interest payments.

Typically, you need to have at least 20% equity (or have paid off 20% of your mortgage) to be eligible for this option.

Small percentages count for more now

It was once said that refinancing only made sense if you would receive a lower interest rate of at least 1-2%. However, with the prices of homes increasing over the years, sometimes even a small change, such as .75% is enough to save you substantial money on your repayment.

You’re able to repay early

One of the best ways to save on a home loan is by refinancing to a shorter term. Going from a 30-year loan to a 15-year loan can save you thousands. There are several calculators available for free online that will enable you to estimate how much you could save by refinancing to a 15-year mortgage.

You got a raise

One of the best times to refinance is when you can be certain that you can afford to pay off your loan sooner. As people progress in their career, it isn’t uncommon for them to refinance their loan so that they can spend more each month but save in the long run.

Since you have a higher income, and likely higher credit, you can also refinance a variable rate loan to lock in a lower fixed rate.



This Condo in Devens, MA recently sold for $391,100. This Half-Duplex style home was sold by Christine Metros Natale - Christine Metros Natale, Broker.


88 Grant Road, Devens, MA 01434

Condo

$391,100
Price
$391,100
Sale Price

6
Rooms
3
Beds
2/1
Full/Half Baths
**Income/Asset Restricted Lottery** Sunny open living area with 9' ceilings, custom kitchen with granite counter tops and stainless steel appliances, Hardwood floors in 1st floor Living area, stairs and upstairs hallway! Thoughtfully designed to reflect the principles of smart, connected community living w/ sustainably constructed, energy efficient & intentionally compact homes. Easy access to public transportation, main roads, nearby businesses and high quality Harvard schools. Buyers must meet income & asset eligibility set forth in the attached packet from MCO Housing. This listing is for entry in the lottery process to be held 1/15/2020. Homes offered by lottery. Applicant can not own another property at time of purchase. Household income limits: 1-$89,600, 2-$102,400, 3-$115,200, 4-$127,900, 5-$138,200, 6-$148,400. Total household assets not to exceed $400,000. Lottery application deadline 1/4/2021. Lottery via Zoom 1/15/2021

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This Multi-Family in Lowell, MA recently sold for $650,000. This style home was sold by Christine Metros Natale - Christine Metros Natale, Broker.


566 Westford Rd, Lowell, MA 01851

Multi-Family

$625,000
Price
$650,000
Sale Price

4
Units
3,662
Approx. GLA
Rare 4 family home with updates galore! Convenient location, walk to shops, restaurants, minutes to highways. Updated apts throughout. Owners unit(High-end cabinets, granite counters, stainless steel appliances, new bamboo flooring, new custom shower/tiled bathroom.) New wood floors throughout, vinyl replacement windows, All apts have been updated. Brand new 5 zone Navien heating system with gas conversion. Each apt has its own thermostats. Tenants pay electricity. Only one lease in unit 2 till 8/31/2022 $1100. All other tenants at will and are friends and family not paying market rents. The owner would like to rent back until the end of August In apt 1. This is a spacious home filled with natural light and lots of old-world charm. Owner-occupied and pride of ownership show for this investment property or great owner-occupied home. The fourth unit is a studio. The expenses listed are for oil heat. New gas unit. Water/sewer combined $3950.

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